Chicago Rideshare Accidents Attorneys
Experienced Rideshare Accidents Attorney On Your Side
Ordering an Uber or Lyft ride can be convenient when your car is at the auto mechanic’s, you are venturing into an area of Chicago with limited parking, or when you are returning home from a party where you have had a lot to drink – You don’t want to get a DUI. But ordering that trip also means entrusting your life to your Uber or Lyft driver.
As our reliance on the convenience of rideshare has increased, so has the inconvenience of increased accidents, injuries, and deaths. According to a study by the University of Chicago and Rice University, the introduction of ridesharing services in a city increases motor vehicle fatalities and fatal accidents by 2 to 3 percent. If you are involved in a rideshare accident, you need a Chicago auto accident lawyer to fight for you to recover your damages.
How to Increase Your Safety During a Rideshare Commute in Chicago
While you cannot totally eliminate the risk of being involved in a rideshare accident, the precautions listed below will reduce the severity and likelihood of injury resulting from a rideshare accident.
- Wearing your seatbelt. The National Highway Transport Safety Administration (NHTSA) estimates that wearing a seatbelt in the front seat of a passenger car reduces your risk of fatal injury by 45 percent and moderate to serious injury by 65 percent.
- Not distracting your rideshare driver so he can focus on the important task of taking you safely to your destination.
- Being alert and ensuring your driver is driving safely.
- Limiting nighttime driving, as fatal accidents are three times more likely at night.
What Damages Do Rideshare Companies Provide?
While rideshare companies require their drivers to carry personal insurance, rideshare companies also carry their own commercial insurance. Whether or not, and to what extent you can recover damages from rideshare companies in the event of an accident depends on what stage of the driver’s commute the accident occurred.
When the app is on and the driver is waiting for a ride, the following third-party liability coverage applies:
- $50,000/person for bodily injury
- $100,000/accident for bodily injury
- $25,000/accident for property damage
During rides when the passenger is in the car, rideshare companies provide $1,000,000 coverage in third-party liability coverage. In addition, they have coverage for uninsured/underinsured motorists for bodily injury applicable when a third party who caused an accident during a trip has insufficient or no insurance.
Who Can File a Claim for Rideshare Insurance Coverage
The following may get compensation through rideshare insurance depending on the scenarios previously discussed.
- A rideshare driver
- A passenger/rider
- A pedestrian hit by a rideshare driver
- Another driver hit by a rideshare driver
- A property owner whose property is damaged by a rideshare driver
What to Do Immediately After a Rideshare Accident
As in every other auto accident, what you do immediately after a rideshare accident can affect what damages you may recover. If you are involved in a rideshare accident, take the following steps:
- Call 911
- Report the accident to Uber or Lyft on the app if you were on a trip on the app
- Exchange information with the other parties
- Take pictures
- Seek medical help
Talk to a Chicago Rideshare Accident Attorney Today
Rideshare accidents can cause severe injuries and losses, but the claim process can be particularly complex. If you are involved in a rideshare accident, contact the attorneys at Saks, Robinson & Rittenberg, Ltd., and schedule a free consultation today.
FAQs About Rideshare Accidents in Illinois
As a passenger, your compensation will come from the at-fault party’s insurance. This could be your rideshare driver, another driver involved in the crash, or a combination. The important thing to know is that you have access to significant insurance coverage, and our job is to identify all responsible parties to maximize your recovery.
If another driver was at fault, you would first file a claim against their insurance policy. However, if that driver is uninsured or their policy limits are too low to cover your injuries, the rideshare company’s Uninsured/Underinsured Motorist (UM/UIM) coverage can act as a safety net to ensure you are fully compensated.
This is a critical part of the investigation. We can use digital evidence from the rideshare app, driver logs, witness statements, and other data to prove the driver’s status at the moment of the accident. This enables us to access the correct commercial insurance policy.
In Illinois, you typically have two years from the date of an accident to file a personal injury lawsuit, which can include a rideshare claim. However, it’s important to act quickly to preserve critical evidence needed to strengthen your case.
Rideshare accident cases typically involve multiple layers of insurance coverage, corporate defendants with powerful legal teams, and complicated questions about the driver’s employment status and digital activity at the time of the crash. All these factors can make receiving compensation that much more challenging.